Key TOTY Card Characteristics

  TOTY cards temporarily replace standard versions in packs

  They feature massive stat upgrades

  They cannot be evolved or upgraded further

  Their attributes remain fixed throughout the game cycle

Given their base stats, upgrades are unnecessary—TOTY cards are already among the best items available in FC 26.

Team of FC 26 Coins the Year Squad Structure

Each final TOTY squad (men’s and women’s) consists of:

  1 Goalkeeper

  4 Defenders

  3 Midfielders

  3 Attackers

Collecting even one of these cards can significantly improve your squad, while owning multiple TOTY players virtually guarantees elite-level performance in Ultimate Team.

Important tip:

If you earn packs before the final TOTY lineup is released, do not open them immediately. Pack contents are determined at the time of opening, not when the pack is earned. Waiting until TOTY players are live gives you a chance—however small—of pulling one.

FC 26 TOTY Player Predictions

While the official TOTY squads have not been confirmed, player performance and popularity over the past year provide strong indicators of who may be selected.

Predicted Goalkeepers

  Alisson Becker

  Yassine Bounou

  Diogo Costa

  Thibaut Courtois

  Michele Di Gregorio

  Gianluigi Donnarumma

  Emiliano Martínez

  Édouard Mendy

  Alex Meret

  Manuel Neuer

  Jan Oblak

Predicted Midfielders

  Jude Bellingham

  Moisés Caicedo

  Frenkie de Jong

  Bruno Fernandes

  Enzo Fernández

  Ryan Gravenberch

  Joshua Kimmich

  Alexis Mac Allister

  Scott McTominay

  Jamal Musiala

Predicted Defenders

  Pau Cubarsí

  Marc Cucurella

  Alphonso Davies

  Giovanni Di Lorenzo

  Rúben Dias

  Denzel Dumfries

  Raphaël Guerreiro

  Achraf Hakimi

  Dean Huijsen

  Ibrahima Konaté

  Kalidou Koulibaly

  Jules Koundé

  Gabriel Magalhães

Predicted Attackers

  Salem Al-Dawsari

  Bradley Barcola

  Ousmane Dembélé

  Erling Haaland

  Alexander Isak

  Harry Kane

  Khvicha Kvaratskhelia

  Robert Lewandowski

  Lautaro Martínez

  Lionel Messi

  Raphinha

  Mateo Retegui

  Cristiano Ronaldo

  Mohamed Salah

  Vinícius Júnior

  Lamine Yamal

While voting heavily influences the final squads—and popularity often outweighs pure performance—TOTY remains a celebration of the world’s most impactful footballers.

How to Prepare Right Now

At the moment, the Time Warp promotion is still active in FC 26, and TOTY is expected to begin immediately after it ends. This creates an ideal preparation window.

Recommended Preparation Strategy

  Continue playing now to earn Time Warp players

  Build a deeper club to prepare for upcoming SBC requirements

  Begin saving packs instead of opening them immediately

  Open saved packs once TOTY officially goes live

By entering the TOTY promo with a stocked club and a large pack supply, you maximize your chances of completing SBCs efficiently—and potentially packing a TOTY card.

Final Thoughts

Team of the Year is the defining Ultimate Team event of the year, and FC 26’s edition is shaping up to buy EA FC 26 Coins be just as exciting. Whether you are chasing elite cards, completing SBCs, or simply enjoying the hype surrounding the world’s best players, TOTY offers something for every type of Ultimate Team player.

We hope this FC 26 Team of the Year preview helps you plan ahead and make the most of the upcoming month in Ultimate Team.